Single Family Homes from $151,900 in Charlotte, North Carolina

Instant Upfront Equity of $45,245 to $53,390

Buy at Below Appraised Value in an appreciating market
This $151,900 home is projected to be worth $286,000 in 5 years using current appraised value and 8% appreciation. In addition, we can estimate significantly higher monthly cash flow as rents rise over 5 years. This works out to a $130,000 profit on an $8,000 to $15,000 investment, plus positive monthly cash flow. * In 10 years using only 6% appreciation, this investment property projects to $350,000, or a $200,000 return plus significant monthly cash flow. And, limited downside.
Based on 95% LTV:
- $195,000 - Approximate appraised value
- $154,755 - Total Loan Amount with 5% ($8,145) Down
- $40,245 - Equity Vs. Appraised Value
- $2,500 - Registration Fee Credit
- $2,500 - Closing Cost Credit
- $45,245 - Instant Equity
Based on 90% LTV:
- $195,000 - Approximate appraised value
- $146,610 - Total Loan Amount with 10% ($16,290) Down
- $48,390 - Equity Vs. Appraised Value
- $2,500 - Registration Fee Credit
- $2,500 - Closing Cost Credit
- $53,390 - Instant Equity

Since we offer fixed price contracts, your investment is appreciating from the day you sign your agreement. Using an appreciation estimate of 8%, your home will earn an additional $15,600 in equity during the build process.

$15,600 - Additional Estimate Appreciation During the Build Process

Monthly Cash Flow Projection

Monthly Rent	$1200 - $1300
HOA	$33
Taxes	$110
Insurance	$50
Property Mgmt	$100
Operating Income	$907 - $1007
Financing Estimate at 6.25% 5% Down 10% Down	$881 $834
Net Cash Flow	$26 - $173

Homes Starting at just $151,900. All pricing includes the home, standard home site, estimated closing costs and $5,000 in construction interest reserves.

The Best Investments for the Patient Investor

We greatly overestimate what we can achieve in one year
and greatly underestimate what we can achieve in 5 to 10 years.

We are all impatient as investors and want to double our money in 6 months. That usually doesn't happen, meanwhile the desire for quick riches leads us to pursue risk filled opportunities that may or may not and usually don't pan out

A Safe Low Money Down Investment Property That Generates Monthly Cash Flow Is Your Best Opportunity For Wealth Creation In the Long Run

All We Require is $2,500 Down and a completed Buyers Registration to get started

* We do not make any guarantee of results as to your investment. Figures quoted are based on historical data on similar investments made by previous investors. It is suggested that you exercise satisfactory due diligence before making this or any investment. Results are not guaranteed and figures provided are estimates for illustration purposes. All home and lot dimensions are approximate and specifications and pricing are subject to change.

Investment Characteristics

Developer Incentives - Pricing Below Appraised Value
Developer provides low money down investments that the investor purchases below current appraised value, creating instant equity at the time of purchase.

Cash Incentives - Contribution to Closing Costs
We provide our investors with a cash contribution to significantly defray closing cost expenses, creating a low money down investment opportunity.

Steady Appreciating Market with Solid Long Term Fundamentals
University Housing Opportunities
Strong Rental Potential and High Owner Occupied Ratios Create Positive Cash Flow Opportunities

Why Choose Us Over the Competition? We Are Cheaper & Take the Risk Out of the Equation

Our prices are lower than other competitors. While other builders focus on filling neighborhoods, we focus on finishing them. We have found a market niche that enables us to source lots at cheaper prices than other builders source them
Many national builders - Pulte, Eastwood, Ryland to name a few - do not cooperate with investors. We are happy to form long term relationships with investors, primary and second home buyers
We purchase our lots at discounted prices in areas with high owner occupied concentration, making it easy for our buyers to obtain attractive financing and multiple bank options
Our investments are in well developed areas, we're not buying in the outskirts of town hoping commercial development will head in our direction - we take the risk out of the equation

Why Charlotte?

Charlotte is the fastest growing city on the East Coast!

Charlotte is amongst the five fastest growing large cities in the United States

North Carolina just surpassed New Jersey in population size - with Charlotte being the population center.

AN ABC NIGHTLINE REVIEW OF CHARLOTTE MARKET FUNDAMENTALS

Charlotte has been the beneficiary of slow and steady growth. While markets across the United States experienced quick real estate acceleration, Charlotte has been steadily climbing upwards.
Charlotte's population is currently 664,000 and more than 80,000 people moved to the Charlotte area in 2006 alone. If this trend continues as expected, more than 800,000 people will move to the greater Charlotte area by 2018.
Charlotte was ranked fifth in the nation as one of the Best Housing Markets by Forbes, May 2007.
The cost of living in Charlotte is 3% below the National Average
The median household income is 11.8% above the National Average
Charlotte is the second largest banking center in the United States following only behind New York City
While national housing prices continue to slide in other markets, Charlotte is experiencing slow and steady growth
More than 80,000 people moved to the Charlotte area in 2006 alone.
Real Estate in Charlotte is 8.6% undervalued compared to national values, while most parts of the country are overvalued

Job Growth

The top three employers in Charlotte are the Carolina Healthcare System, Wachovia and Bank of America. Both banks have headquarters in Charlotte.
Combined these three employers provide jobs for more than 60,000 residents.
Charlotte has produced more than 12,000 new jobs in 2006 alone!

Economic Development

Charlotte is ranked second for Economic Strength by Policom Corporation, July 2007
Business Facilities, The Location Advisors ranked Charlotte first in the nation for having the Most Educated Workforce in July 2007
FDIM ranked Charlotte fifth as one of North America's Cities of the Future
Charlotte ranked ninth by Business 2.0 as one of the Top Ten Hottest Cities for Job Growth, May 2006
Expansion Management ranked Charlotte/ Mecklenburg first as one of the Top New Counties for Recruitment and Attraction, June 2007

Demographics Charlotte

Charlotte is currently the Most Popular Move Destination
Charlotte is quickly becoming the number one retirement destination in the nation
The average age of a newcomer to Charlotte is 29 years old
Charlotte/Douglas Airport is currently the fastest growing airport in the nation servicing more than 600 flights / day
Charlotte and the surrounding area are home to more than 25 colleges and universities

Charlotte - Migration Patterns

United Van Lines one of the nations largest movers publishes a migration patterns study every year. The map below shows high inbound traffic into North Carolina.
United found that North Carolina had the highest inbound traffic in the country with 61.6% inbound. High Inbound is in blue and high outbound traffic is in mustard color on the map.

Exit Strategy

Sell - You are gaining equity right from the word go as we fix the price of your home at contract. This means no matter whether the construction costs, impact fees or anything else increase, we will absorb the additional cost and not pass it on to you.
Lease - With more than 80,000 people moving to Charlotte every year, the demand for rental property is incredibly strong. Properties lease quickly and typically rent for full asking price. Reasonable rents are $1200-1300.
Lease with Option - More and more people are becoming aware of the Lease with Option to Purchase and it is quickly becoming a very popular exit strategy. In exchange for locking an agreed upon sales price, the tenant puts down a substantial deposit (typically $5,000). You reap the benefits of fixed appreciation and a tenant who veiws the home as their own.

About the Developer

With 54 years of combined experience in the housing business, we are well equipped to work with primary home buyers and second home buyers, investors alike. We provide investors and second home buyers the opportunity to buy at below appraised value in Charlotte NC
Our commitment to quality and customer service is evident in the product that we produce. Our pledge to each customer is a quality built home and a pleasurable building experience at a price that will fit any budget.
Being investors ourselves, we have experienced the good markets and the bad. We know what to watch for and how to successfully guide our clients in the right direction to ensure that your investment pays off in the way that you expect.
Whether you're looking for university housing or single family homes to use as rental property, we've scouted the best locations in Charlotte and have something that will fit into everyone's real estate portfolio.
We look for areas with strong rental potential and high owner occupied ratios.
We work with the best in the business from lenders to property managers to ensure complete customer satisfaction no matter what your real estate goal is. We assist you every step of the way from initial review to final real estate sale.

Floor Plans

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	Condo Cash Back Incentives		Zero Money Down Investing
	Go Zone Investing Opportunities		Go Zone Low Money Down
	Precontruction Condos Single Family Homes and Townhomes		Full Property Management
	Guaranteed Rental Income		Developer Buybacks
	Developer Guaranteed Leasebacks		Zero Down Zero Closing Costs
	Walden Pacific Investment		Investment Condos
	2 3 5 Years HOA and Taxes Paid		Go Zone Biloxi Gulfport
	Phoenix Investments, Orlando Investments		Las Vegas, South Florida
	Tampa Bay Real Estate Investment		Hassle Free Investing